How To Support Your Local Businesses During This Trying Time
Posted: April 3, 2020
With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...
How To Avoid Accidents While Driving At Night
Posted: April 1, 2020
Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....
Food Delivery
Posted: March 25, 2020
COVID-19 is challenging our businesses, to say the least. New Food Delivery options utilized by local restaurants, pizzerias, caterers, grocery stores, and in some cases, liquor stores open these businesses to new liabilities. Concerns: Your employee(s) who are using their own cars on company business i.e. deliveries. The endorsement that your company needs for protection is: “Non-Owned Auto Liability”. Your business hires a non-employee contractor...
COVID-19 It's Temporary!
Posted: March 23, 2020
This is a temporary situation. As we continue to deal with the COVID-19 pandemic, Choice’s top priority is the safety and well-being of our staff and their families, our clients/customers and our communities. Keeping that in mind, we have limited our face to face interaction at our offices. We encourage you to contact us by phone, or email, which I believe will continue to be...
What Will My General Liability Insurance Cover?
Posted: March 19, 2020
General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...