Food Delivery
Posted: March 25, 2020
COVID-19 is challenging our businesses, to say the least. New Food Delivery options utilized by local restaurants, pizzerias, caterers, grocery stores, and in some cases, liquor stores open these businesses to new liabilities. Concerns: Your employee(s) who are using their own cars on company business i.e. deliveries. The endorsement that your company needs for protection is: “Non-Owned Auto Liability”. Your business hires a non-employee contractor...
COVID-19 It's Temporary!
Posted: March 23, 2020
This is a temporary situation. As we continue to deal with the COVID-19 pandemic, Choice’s top priority is the safety and well-being of our staff and their families, our clients/customers and our communities. Keeping that in mind, we have limited our face to face interaction at our offices. We encourage you to contact us by phone, or email, which I believe will continue to be...
What Will My General Liability Insurance Cover?
Posted: March 19, 2020
General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...
Do I Need Tornado Insurance In My Area?
Posted: March 16, 2020
According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...
Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?
Posted: March 4, 2020
If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...