Directors & Officers Liability Insurance Vs. Errors & Omissions Liability Insurance
Posted: April 19, 2020
No matter the type or size of your business, it is important to have adequate insurance coverage to protect you from liability. For protection from claims of malpractice or improperly performed services, you need errors and omission liability insurance. But this type of policy won’t cover you for every eventuality. To fill in the gaps, you may also need a directors and officers liability insurance...
Small Business & COVID-19: How Your Insurance Agent Can Help
Posted: April 9, 2020
Your local insurance agent is a resource for you and your business during the COVID-19 pandemic. Many small businesses are struggling to stay afloat or meet the costs of doing business—including covering the cost of insurance premiums. If your business has come to a standstill due to the outbreak, our local insurance agent can offer guidance about your options. Small Businesses: Financial Hardship & COVID-19...
Food Delivery
Posted: March 25, 2020
COVID-19 is challenging our businesses, to say the least. New Food Delivery options utilized by local restaurants, pizzerias, caterers, grocery stores, and in some cases, liquor stores open these businesses to new liabilities. Concerns: Your employee(s) who are using their own cars on company business i.e. deliveries. The endorsement that your company needs for protection is: “Non-Owned Auto Liability”. Your business hires a non-employee contractor...
What Will My General Liability Insurance Cover?
Posted: March 19, 2020
General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...
Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?
Posted: March 4, 2020
If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...